Multi-year policies are a great way to top up your savings and strengthen the financial safety net that health insurance provides.

To ensure that the hospital bills are paid in full by the insurer in spite of your basic health insurance plan falling short in meeting the hospital bill amount, you need to have a Super Top-Up plan.

Insurers provide a free look period of 15 days starting from the date of receipt of the critical illness policy document.

If a taxpayer has paid excess tax, but fails to file the ITR within the due date, the first question that comes to his/her mind is, if he/she will be able to get the refund.

If a policyholder has paid a premium on life insurance to insure his or her life or on the life of the spouse or any child of the assessee and in the case of HUF, then such premiums paid are eligible for benefit under section 80C.

It is no doubt that ITR-1 is the most popular income tax return form. As per the data available on the income tax department website, over the past three years, out of the total income tax returns (ITRs) e-filed, more than 45% have been in ITR-1.

As buying a life insurance plan is for protecting one’s family in the long run, the policyholder should go for an an adequate sum assured, pay the premium on time, know the surrender value and the various riders such as critical illnesses, permanent disability, accidental death benefit associated with it.

After taking no steps to save taxes, many people feel helpless at the time of filing their Income Tax Return (ITR) as they end up paying heavy taxes.

A judicious mix of term, endowment/whole-life and annuity insurance policies can meet the most sensitive goals of life